LIC New Money Back Plan – 25 Years (Plan 821) in Hyderabad, Telangana & Andhra Pradesh
LIC’s New Money Back Plan – 25 Years (Plan 821) is a participating, non-linked money-back insurance plan that provides periodic survival benefits every 5 years and a lump sum on maturity. It combines life insurance protection with long-term savings, making it ideal for young earners, couples, and parents in Telangana and Andhra Pradesh.
Key Features of LIC Plan 821:
- Policy Term: 25 Years
- Premium Paying Term: 20 Years
- Survival Benefits: 15% of Basic Sum Assured at the end of 5th, 10th, 15th, and 20th year
- Maturity Benefit: 40% of Sum Assured + Bonuses + Final Addition Bonus at the end of 25 years
- Death Benefit: Full Sum Assured + Bonus (irrespective of money-back received)
- Loan Facility: Available after 3 full years of premium payment
Who Should Consider LIC Plan 821?
- Young professionals just starting their careers
- New parents planning long-term education/marriage corpus
- People who want periodic income + insurance safety
Eligibility Criteria:
- Entry Age: 13 to 45 years
- Maximum Maturity Age: 70 years
- Minimum Sum Assured: ₹1,00,000
- Policy Term: 25 years
Scenario – LIC Plan 821 in Real Life (Andhra Example)
Mr. Aravind, a 28-year-old from Rajahmundry, buys LIC Plan 821 with a ₹5 Lakhs Sum Assured. Every 5 years, he receives ₹75,000 (15%) survival benefits. At the end of 25 years, he gets ₹2 Lakhs (40%) + Bonuses. If he passes away during the term, his nominee gets full ₹5 Lakhs + Bonuses even if survival benefits were paid earlier.
Why Choose LIC New Money Back Plan 821 in Telangana & Andhra Pradesh?
- Best for long-term family goals like kids’ education & wedding
- Assured payouts every 5 years = peace of mind
- Trusted by LIC customers in Hyderabad, Vizag, and Khammam
- Only 20-year premium payment for 25-year protection
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Looking for a long-term plan with regular income and a strong life cover? LIC New Money Back Plan – 25 Years (Plan 821) is perfect for you. Reach out to Diwakar Cherukuwada for guidance and custom quote.