LIC Bima Jyoti – Plan 874: Guaranteed Savings with Life Cover in Hyderabad, Telangana & Andhra Pradesh
LIC Bima Jyoti (Plan 874) is a non-linked, non-participating, individual, savings, and life insurance plan. It’s perfect for people in Hyderabad, Telangana, and Andhra Pradesh who want guaranteed returns along with life protection.
Key Features of LIC Bima Jyoti Plan 874:
- Guaranteed Additions: ₹50 per ₹1,000 Sum Assured every year.
- Maturity Benefit: Sum Assured + Guaranteed Additions.
- Death Benefit: Full Sum Assured + Guaranteed Additions to nominee.
- Flexible Premium Payment Terms: Choose 15 to 20 years policy term with 10 to 16 years premium paying options.
- Loan Facility: Available after 2 years of policy.
Who Should Choose LIC Bima Jyoti?
- Young professionals looking for tax-saving + returns.
- Parents planning for their child's future education.
- Salaried and business people wanting guaranteed maturity amount with risk cover.
Eligibility:
- Entry Age: 90 days to 60 years
- Policy Term: 15 to 20 years
- Minimum Sum Assured: ₹1,00,000
Scenario – Why LIC Bima Jyoti is Ideal for Hyderabad, Telangana & AP Investors:
Mrs. Kavitha from Vijayawada, aged 35, chooses LIC Bima Jyoti (Plan 874) with ₹5 Lakhs Sum Assured for 20 years. She pays premiums for 15 years. At maturity, she receives the full ₹5 Lakhs plus ₹50,000 in guaranteed additions – totally ₹5.5 Lakhs, tax-free under Sec 10(10D).
If anything unfortunate happens during the term, her nominee gets the Sum Assured + accrued additions, ensuring full financial protection.
Why LIC Bima Jyoti Plan 874 is Perfect for You:
- Guaranteed additions every year – risk-free.
- Combination of savings + life protection.
- Good for long-term financial planning and children's future.
Buy LIC Bima Jyoti in Hyderabad, Telangana & Andhra Pradesh
Whether you’re in Hyderabad, Warangal, Vijayawada, or Vizag, LIC Bima Jyoti Plan 874 is a smart investment plan with zero risk and guaranteed benefits.
Contact Diwakar Cherukuwada – LIC Advisor
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Start your journey with LIC Bima Jyoti (Plan 874) and ensure your family’s secure future. Reach out to Diwakar today from anywhere in Telangana or Andhra Pradesh.