LIC Bima Jyoti (Plan 878) – Safe Guaranteed Returns in Hyderabad, Andhra Pradesh & Telangana
LIC Bima Jyoti is a guaranteed return plan ideal for people in Hyderabad, Telangana, and Andhra Pradesh who want safe investments with life cover. It offers ₹50 guaranteed addition per ₹1000 Sum Assured every year along with tax-free maturity benefits and insurance protection.
✨ Key Features:
- ✔️ Guaranteed Additions of ₹50 per ₹1000 Sum Assured every year
- ✔️ Full life cover for the entire term
- ✔️ Tax-free maturity under Section 10(10D)
- ✔️ Loan available after 2 years
- ✔️ Available in Hyderabad, Warangal, Vizag, Vijayawada & more
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 878 |
| Policy Type | Non-Linked, Non-Participating |
| Minimum Sum Assured | ₹1,00,000 |
| Entry Age | 90 days to 60 years |
| Policy Term | 15 to 20 years |
| Premium Paying Term | Policy Term minus 5 years |
| Guaranteed Addition | ₹50 per ₹1000 SA per year |
📘 Example: Ramu’s Safe Investment Journey
Ramu, a small business owner from Vijayawada, took a ₹10 lakh LIC Bima Jyoti policy for 20 years.
He pays premiums for 15 years. Each year, he gets ₹50 × 10,000 = ₹50,000 as guaranteed additions.
Over 20 years, he earns ₹10,00,000 in additions. At maturity, Ramu gets ₹10L (SA) + ₹10L (Additions) = ₹20L tax-free!
Whether you’re in Hyderabad, Guntur, or Karimnagar – this is a great option for building risk-free wealth.
🎯 Best for People in:
- ✅ Hyderabad, KPHB, Kukatpally, Uppal, LB Nagar
- ✅ Warangal, Khammam, Karimnagar (Telangana)
- ✅ Vijayawada, Guntur, Vizag, Rajahmundry, Kakinada (Andhra Pradesh)
- ✅ NRIs from AP & Telangana
📞 Contact Diwakar Cherukuwada – LIC Agent in Hyderabad
Want to know your premium and returns? Get your free quote now.
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/bima-jyoti.html