LIC Bima Jyoti – Plan 871: Guaranteed Returns + Life Cover in Hyderabad, Telangana & Andhra Pradesh
LIC Bima Jyoti (Plan 871) is a non-linked, non-participating, savings plus protection plan. It offers guaranteed additions of ₹50 per ₹1,000 Sum Assured every year, making it a highly secure plan for customers across Hyderabad, Telangana, and Andhra Pradesh.
Key Features of LIC Bima Jyoti Plan 871:
- Guaranteed Additions: ₹50 per ₹1,000 Sum Assured per policy year.
- Dual Benefit: Life insurance + Savings maturity.
- Policy Terms: 15 to 20 years.
- Premium Paying Term: Policy Term minus 5 years.
- Loan Facility: Available after 2 years.
Who Should Consider LIC Bima Jyoti?
- Risk-averse investors wanting guaranteed returns.
- Parents planning for child's education or marriage.
- Professionals who want life cover with systematic savings.
Eligibility:
- Entry Age: 90 days to 60 years
- Sum Assured: Minimum ₹1 Lakh, no maximum limit
- Policy Term: 15 to 20 years
Scenario – LIC Bima Jyoti in Action (Telangana Example)
Mr. Vinay, aged 35 from Karimnagar, opts for LIC Bima Jyoti Plan 871 with ₹10 Lakhs Sum Assured for 20 years. Every year, LIC adds ₹50,000 (₹50 x 1000 x 10) to his policy. At maturity, he gets ₹10 Lakhs + ₹10 Lakhs Guaranteed Additions = ₹20 Lakhs (tax-free).
If Vinay unfortunately passes away during the policy term, his family will get the Sum Assured + accrued additions, ensuring financial security.
Why Choose LIC Bima Jyoti in Telangana & Andhra Pradesh?
- Reliable returns without market risk
- High maturity value due to fixed yearly additions
- Ideal for salaried, business owners, and conservative investors
- Expert support from LIC Advisor Diwakar Cherukuwada
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Whether you are in Hyderabad, Nizamabad, Bhimavaram, or Vizag, LIC Bima Jyoti Plan 871 offers a perfect blend of safety and returns. Contact Diwakar Cherukuwada today for a personalized quote and policy advice.