Protect What Matters – LIC & ICICI Lombard Insurance for Telangana, Hyderabad & Andhra Pradesh Renew Your Motor Insurance Instantly | Life, Health, Travel, Fire & Commercial Coverage | Trusted, Hassle-Free & Affordable Solutions! మీ ఆస్తిని రక్షించుకోండి – తెలంగాణ, హైదరాబాద్ ఆంధ్రప్రదేశ్ కొరకు LIC మరియు ICICI లొంబార్డ్ ఇన్సూరెన్స్ సేవలు వాహన బీమా తక్షణమే రిన్యూవల్ చేయండి | లైఫ్, హెల్త్, ట్రావెల్, ఫైర్ కమర్షియల్ బీమా | నమ్మకమైన, తక్కువ ధరలో, ఇబ్బంది లేని సేవలు!
LIC Riders Explained – Accidental, Term & Waiver Benefits | Hyderabad Telangana AP
Need Help Choosing the Right Rider?
Contact Diwakar Cherukuwada, LIC Agent serving Hyderabad, Telangana & Andhra Pradesh.
- 📞 Phone/WhatsApp: Chat on WhatsApp
- 📧 Email: support@theinsuranceagency.in
LIC SIIP Plan 852 – Market-Linked Investment with Life Cover in Hyderabad & Andhra Pradesh
LIC SIIP Plan 852 – Market-Linked Investment with Life Cover in Hyderabad, Telangana & Andhra Pradesh
LIC's Systematic Investment Insurance Plan (SIIP) – Plan No. 852 is a unit-linked insurance plan that offers the dual benefit of life insurance and market-linked investment. This innovative policy enables you to build wealth over time while ensuring the financial security of your loved ones. LIC SIIP is an ideal choice for individuals who want to combine the safety of insurance with the growth potential of investments linked to the stock market.
📌 Key Features of LIC SIIP Plan 852
- Market-Linked Returns: Your premiums are invested in various funds, including equity and debt, based on your risk preference. This helps in achieving higher returns compared to traditional insurance plans.
- Life Insurance Coverage: The plan offers comprehensive life coverage, ensuring your family is financially protected in case of an unfortunate event.
- Flexible Premium Payments: Premium payments can be made annually, semi-annually, quarterly, or monthly, providing flexibility to suit your financial situation.
- Multiple Fund Options: Choose between different funds such as Bond Fund, Secured Fund, Balanced Fund, or Growth Fund depending on your risk tolerance and investment goals.
- Top-Up Premiums: You can enhance your investment at any time during the policy term by making top-up premiums, which help you accumulate more wealth.
- Partial Withdrawals: After the fifth policy year, you can withdraw funds partially to meet emergency financial needs.
- Death and Maturity Benefits: In case of death, your nominee receives a benefit which is the higher of the Basic Sum Assured, Fund Value, or 105% of the premiums paid. At maturity, the fund value accumulated over the policy term is paid out.
- Tax Benefits: Under Section 80C of the Income Tax Act, you are eligible for tax deductions on the premiums paid, while the maturity benefits are tax-free under Section 10(10D).
📊 Detailed Plan Information:
| Parameter | Details |
|---|---|
| Plan Number | 852 |
| Policy Type | Unit-Linked, Non-Participating, Individual Life Insurance |
| Minimum Premium | ₹25,000 annually or ₹2,500 monthly |
| Policy Term | 10 to 25 years |
| Fund Options | Bond Fund, Secured Fund, Balanced Fund, Growth Fund |
| Partial Withdrawals | Available after 5th policy year |
| Top-Up Premiums | Allowed during the policy term |
| Death Benefit | Higher of Basic Sum Assured, Fund Value, or 105% of premiums paid |
| Maturity Benefit | Fund Value at the end of the policy term |
| Settlement Option | Option to receive maturity proceeds in installments over a 5-year period |
| Tax Benefits | Available under Section 80C and Section 10(10D) |
📘 Example: How LIC SIIP Plan 852 Can Work for You
Let’s take the example of Ramu, a 30-year-old professional from Vijayawada, who decides to invest ₹50,000 annually in LIC’s SIIP Plan 852. He chooses the Growth Fund, which has the potential for high returns as it is primarily invested in equities. Ramu’s goal is long-term wealth accumulation for retirement.
Over the course of 10 years, Ramu’s investment grows as the market performs well. After the 5th year, Ramu faces a personal emergency and decides to withdraw ₹30,000. Thanks to the flexible withdrawal option, Ramu can access his accumulated fund value without penalties. At the end of the policy term, Ramu receives the full value of his investments along with the life cover benefits, ensuring both his financial needs and his family’s security are met.
👨👩👧👦 Who Should Consider LIC SIIP Plan 852?
- ✅ Individuals between the ages of 0 and 50, seeking a combination of insurance and investment.
- ✅ Those looking for flexible premium payments and a range of investment options tailored to their risk tolerance.
- ✅ Residents of Hyderabad, Guntur, Vijayawada, Warangal, and other parts of Telangana and Andhra Pradesh who want to build long-term wealth.
- ✅ Investors who are open to market-linked returns and understand the benefits of systematic investment.
📞 Contact Diwakar Cherukuwada – Your LIC Expert in Hyderabad
For detailed information on LIC SIIP Plan 852 and personalized guidance on how this plan can fit your financial goals, contact me today. I’ll help you choose the right funds and premiums for a secure and prosperous future.
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-852.html
LIC Index Plus (Plan 873) – Market-Linked Investment with Life Cover in Hyderabad & Andhra Pradesh
LIC Index Plus (Plan 873) – Market-Linked Investment with Life Cover in Hyderabad, Telangana & Andhra Pradesh
LIC's Index Plus (Plan 873) is a Unit Linked Insurance Plan (ULIP) that combines life insurance coverage with market-linked investment opportunities. With flexible premium payments and attractive benefits, this plan is designed to cater to diverse financial goals.
📌 Key Features:
- ✔️ Regular Premium Payments: Choose from monthly, quarterly, half-yearly, or yearly payment options.
- ✔️ Flexible Sum Assured: Opt for a sum assured that is 7 or 10 times your annualized premium, based on your age.
- ✔️ Investment Fund Options: Select between Flexi Growth Fund (NSE NIFTY100) and Flexi Smart Growth Fund (NSE NIFTY50) to align with your risk appetite.
- ✔️ Guaranteed Additions: Enjoy additional units added to your fund at specified policy years, enhancing your investment value.
- ✔️ Partial Withdrawals: Access your funds after the 5th policy year to meet financial needs without compromising coverage.
- ✔️ Comprehensive Death Benefit: Ensure financial security for your family with a death benefit that offers the higher of basic sum assured, 105% of premiums paid, or unit fund value.
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 873 |
| Policy Type | Non-Participating, Unit Linked, Regular Premium |
| Premium Payment Modes | Yearly, Half-Yearly, Quarterly, Monthly (NACH) |
| Minimum Premium | ₹30,000 per annum; Monthly (NACH) ₹2,500 |
| Policy Term | 10 to 25 years |
| Sum Assured | 7 or 10 times annualized premium |
| Fund Options | Flexi Growth Fund, Flexi Smart Growth Fund |
| Guaranteed Additions | Added at specified policy years |
| Partial Withdrawals | Allowed after 5th policy year |
| Death Benefit | Higher of basic sum assured, 105% premiums paid, or unit fund value |
📘 Example: Planning with LIC Index Plus
Consider Anjali, a 35-year-old resident of Visakhapatnam, who opts for LIC's Index Plus with a yearly premium of ₹50,000 and a policy term of 20 years. She chooses the Flexi Growth Fund to align with her long-term investment goals. Over the years, her investment grows with market performance, and she benefits from guaranteed additions. After 5 years, Anjali makes partial withdrawals to fund her child's education, all while maintaining her life cover.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 18-60 seeking a combination of investment growth and life insurance coverage.
- ✅ Those looking for flexible premium payment options and the ability to adjust investment strategies.
- ✅ Residents of Hyderabad, Warangal, Guntur, Vijayawada, and surrounding regions in Telangana and Andhra Pradesh.
📞 Contact Diwakar Cherukuwada – LIC Investment Planning Specialist in Hyderabad
For personalized investment planning and to explore suitable fund options, reach out today!
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
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LIC New Jeevan Shanti (Plan 858) – Secure Lifetime Income in Hyderabad & Andhra Pradesh
LIC New Jeevan Shanti (Plan 858) – Guaranteed Lifetime Income in Hyderabad, Telangana & Andhra Pradesh
LIC's New Jeevan Shanti (Plan 858) is a non-linked, non-participating, single premium deferred annuity plan designed to provide policyholders with a steady income post-retirement. With flexible annuity options and attractive incentives for higher investments, this plan ensures financial security throughout your lifetime.
📌 Key Features:
- ✔️ Single Premium Deferred Annuity: One-time investment for lifelong income.
- ✔️ Flexible Annuity Options: Choose between single life or joint life annuity plans.
- ✔️ Customizable Deferment Period: Select a deferment period between 1 to 12 years based on your retirement plans.
- ✔️ Attractive Purchase Price Incentives: Additional benefits for higher purchase prices.
- ✔️ Comprehensive Death Benefit: Financial protection for your nominee in case of untimely demise during the deferment period.
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 858 |
| Policy Type | Non-Linked, Non-Participating, Single Premium Deferred Annuity |
| Purchase Price | Minimum ₹1,50,000; No upper limit |
| Deferment Period | 1 to 12 years |
| Vesting Age | 31 to 80 years |
| Annuity Payment Modes | Monthly, Quarterly, Half-Yearly, Yearly |
| Death Benefit | Purchase price paid to nominee in case of death during deferment period |
📘 Example: Planning with LIC New Jeevan Shanti
Consider Rajesh, a 45-year-old resident of Vijayawada, who invests ₹10,00,000 in LIC's New Jeevan Shanti with a deferment period of 10 years. At age 55, he begins receiving annual annuity payments, ensuring a steady income throughout his retirement. Additionally, his family is protected with the death benefit feature, providing financial security in unforeseen circumstances.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 31-80 seeking a reliable post-retirement income.
- ✅ Those looking to invest a lump sum amount for lifelong financial security.
- ✅ Residents of Hyderabad, Warangal, Guntur, Vijayawada, and surrounding regions in Telangana and Andhra Pradesh.
📞 Contact Diwakar Cherukuwada – LIC Retirement Planning Specialist in Hyderabad
For personalized retirement planning and to explore suitable annuity options, reach out today!
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-858.html
LIC New Pension Plus (Plan 867) – Secure Retirement with Pension Plan in Hyderabad & Andhra Pradesh
LIC New Pension Plus (Plan 867) – Secure Your Retirement in Hyderabad, Telangana & Andhra Pradesh
LIC New Pension Plus (Plan 867) is a unit-linked, non-participating individual pension plan offering a secure retirement income through disciplined savings and smart investment options. With flexible premium options, it’s the ideal choice for those planning for a financially secure post-retirement life.
📌 Key Features:
- ✔️ Flexible Premium Payment Options: Single, Regular, or Limited Premium Payment
- ✔️ Four Investment Funds: Pension Bond Fund, Pension Secured Fund, Pension Balanced Fund, and Pension Growth Fund
- ✔️ Death Benefit: Higher of unit fund value or assured death benefit
- ✔️ Vesting Benefit: Convert accumulated fund into annuity
- ✔️ Guaranteed Additions: Added to unit fund after every 6th, 10th, and subsequent policy years
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 867 |
| Entry Age | Minimum 25 years, Maximum 75 years |
| Vesting Age | Minimum 35 years, Maximum 85 years |
| Premium Payment Term | Single Premium or Regular Premium |
| Minimum Premium | ₹30,000 (Single Premium), ₹3,000 (Monthly Premium) |
| Policy Term | Up to 40 years |
📘 Example: How Ravi Chose LIC New Pension Plus
Ravi, a 30-year-old professional in Hyderabad, chose the **Pension Growth Fund** with a ₹5,00,000 single premium.
He will accumulate a retirement corpus and, at the end of the policy term, convert it into a monthly annuity for post-retirement income.
In case of Ravi's unfortunate demise, his family will receive the higher of the fund value or assured benefit. This ensures peace of mind for his loved ones.
LIC New Pension Plus is a reliable solution for individuals planning a comfortable post-retirement life.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 25-75 looking for long-term pension planning
- ✅ Professionals and business owners in Telangana and Andhra Pradesh
- ✅ Individuals planning for a secure post-retirement income
- ✅ Residents of Hyderabad, Warangal, Vijayawada, Guntur, and surrounding areas
📞 Contact Diwakar Cherukuwada – LIC Pension Plan Specialist in Hyderabad
For personalized quotes and to discuss the best options for your retirement, reach out today!
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-867.html
LIC Saral Jeevan Bima (Plan 859) – Affordable Term Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC Saral Jeevan Bima (Plan 859) – Affordable Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC Saral Jeevan Bima (Plan 859) is a non-linked, non-participating life insurance plan offering affordable coverage. With flexible premium options and a range of benefits, this term plan is ideal for individuals looking for a straightforward, risk-protection solution for their families.
📌 Key Features:
- ✔️ Affordable Premiums: Pay a low premium for high coverage
- ✔️ Flexible Premium Payment Options: Single, Regular, or Limited Premium
- ✔️ Death Benefit Options: Choose between Level Sum Assured or Increasing Sum Assured (up to twice the basic sum assured after 15 years)
- ✔️ Policy Term: Available for 10 to 40 years
- ✔️ Additional Accident Benefit Rider for enhanced coverage
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 859 |
| Minimum Entry Age | 18 years |
| Maximum Entry Age | 65 years |
| Sum Assured | ₹50 lakh and above |
| Policy Term | 10 to 40 years |
| Premium Payment Options | Single, Regular, Limited |
📘 Example: How Ramu Chose LIC Saral Jeevan Bima
Ramu, a 35-year-old professional in Visakhapatnam, chose the **Level Sum Assured** option for ₹1 crore.
He opted for the **Limited Premium** payment option, paying premiums for 15 years.
In the unfortunate event of Ramu's death, his family will receive the ₹1 crore sum assured, providing them financial security.
LIC Saral Jeevan Bima is ideal for professionals and families across Telangana, Andhra Pradesh, and all of South India.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 18-65 looking for affordable life coverage
- ✅ Professionals, business owners, and salaried individuals
- ✅ Families seeking a secure future
- ✅ Residents of Hyderabad, Warangal, Guntur, Vijayawada, and surrounding areas
📞 Contact Diwakar Cherukuwada – LIC Term Plan Specialist in Hyderabad
For personalized quotes and to discuss the best options for your family's future, reach out today!
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-859.html
LIC New Jeevan Amar (Plan 955) – Affordable Term Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC New Jeevan Amar (Plan 955) – Affordable Term Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC New Jeevan Amar (Plan 955) is a non-linked, non-participating life insurance plan offering affordable coverage. With flexible premium options and a range of benefits, this term plan is ideal for individuals looking for a straightforward, risk-protection solution for their families.
📌 Key Features:
- ✔️ Affordable Premiums: Pay a low premium for high coverage
- ✔️ Flexible Premium Payment Options: Single, Regular, or Limited Premium
- ✔️ Death Benefit Options: Choose between Level Sum Assured or Increasing Sum Assured (up to twice the basic sum assured after 15 years)
- ✔️ Policy Term: Available for 10 to 40 years
- ✔️ Additional Accident Benefit Rider for enhanced coverage
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 955 |
| Minimum Entry Age | 18 years |
| Maximum Entry Age | 65 years |
| Sum Assured | ₹25 lakh and above |
| Policy Term | 10 to 40 years |
| Premium Payment Options | Single, Regular, Limited |
📘 Example: How Ramu Chose LIC New Jeevan Amar
Ramu, a 35-year-old professional in Visakhapatnam, chose the **Level Sum Assured** option for ₹1 crore.
He opted for the **Limited Premium** payment option, paying premiums for 15 years.
In the unfortunate event of Ramu's death, his family will receive the ₹1 crore sum assured, providing them financial security.
LIC New Jeevan Amar is ideal for professionals and families across Telangana, Andhra Pradesh, and all of South India.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 18-65 looking for affordable life coverage
- ✅ Professionals, business owners, and salaried individuals
- ✅ Families seeking a secure future
- ✅ Residents of Hyderabad, Warangal, Guntur, Vijayawada, and surrounding areas
📞 Contact Diwakar Cherukuwada – LIC Term Plan Specialist in Hyderabad
For personalized quotes and to discuss the best options for your family's future, reach out today!
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-955.html
LIC New Tech Term Plan (Plan 954) – Affordable Term Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC New Tech Term Plan (Plan 954) – Affordable Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC New Tech Term Plan (Plan 954) is a non-linked, non-participating life insurance plan offering affordable coverage. With flexible premium options and a range of benefits, this term plan is ideal for individuals looking for a straightforward, risk-protection solution for their families.
📌 Key Features:
- ✔️ Affordable Premiums: Pay a low premium for high coverage
- ✔️ Flexible Premium Payment Options: Single, Regular, or Limited Premium
- ✔️ Death Benefit Options: Choose between Level Sum Assured or Increasing Sum Assured (up to twice the basic sum assured after 15 years)
- ✔️ Policy Term: Available for 10 to 40 years
- ✔️ Additional Accident Benefit Rider for enhanced coverage
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 954 |
| Minimum Entry Age | 18 years |
| Maximum Entry Age | 65 years |
| Sum Assured | ₹50 lakh and above |
| Policy Term | 10 to 40 years |
| Premium Payment Options | Single, Regular, Limited |
📘 Example: How Ramu Chose LIC New Tech Term Plan
Ramu, a 35-year-old professional in Visakhapatnam, chose the **Level Sum Assured** option for ₹1 crore.
He opted for the **Limited Premium** payment option, paying premiums for 15 years.
In the unfortunate event of Ramu's death, his family will receive the ₹1 crore sum assured, providing them financial security.
LIC New Tech Term Plan is ideal for professionals and families across Telangana, Andhra Pradesh, and all of South India.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 18-65 looking for affordable life coverage
- ✅ Professionals, business owners, and salaried individuals
- ✅ Families seeking a secure future
- ✅ Residents of Hyderabad, Warangal, Guntur, Vijayawada, and surrounding areas
📞 Contact Diwakar Cherukuwada – LIC Term Plan Specialist in Hyderabad
For personalized quotes and to discuss the best options for your family's future, reach out today!
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-954.html
LIC Yuva Term Plan (Plan 875) – Secure Your Future with Affordable Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC Yuva Term Plan (Plan 875) – Affordable Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC Yuva Term Plan (Plan 875) is an affordable life insurance plan designed to provide financial protection to your family at an affordable premium. With flexible premium payment options and coverage up to ₹5 crore, this plan is suitable for individuals seeking long-term financial security.
📌 Key Features:
- ✔️ Death Benefit Options: Level Sum Assured or Increasing Sum Assured (up to twice the sum assured after 15 years)
- ✔️ Flexible Premium Payment Options: Single Premium, Limited Premium, or Regular Premium
- ✔️ Policy Term: Ranges from 15 to 40 years
- ✔️ High Sum Assured Rebate: Discounts on premiums for high sum assured
- ✔️ Special Rates for Women and Non-Smokers
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 875 |
| Minimum Entry Age | 18 years |
| Maximum Entry Age | 45 years |
| Sum Assured | ₹50 lakh to ₹5 crore |
| Policy Term | 15 to 40 years |
| Premium Payment Options | Single, Limited, Regular |
📘 Example: How Ramu Secured His Family with LIC Yuva Term Plan
Ramu, a 30-year-old professional from Vizag, chose the **Level Sum Assured** option for ₹1 crore.
He opted for the **Limited Premium** payment option, paying premiums for 10 years.
In case of his unfortunate demise, his family will receive the ₹1 crore sum assured. This amount will ensure his family's financial stability.
With affordable premiums and high coverage, LIC Yuva Term Plan has helped many people across Hyderabad, Warangal, Rajahmundry, and all of Andhra Pradesh.
👨👩👧👦 Best Suited For:
- ✅ Individuals aged 18-45 looking for affordable life cover
- ✅ Young professionals and entrepreneurs
- ✅ Families seeking financial protection at a low cost
- ✅ Residents of Hyderabad, Guntur, Vijayawada, and surrounding areas
📞 Contact Diwakar Cherukuwada – LIC Term Plan Specialist in Hyderabad
Get personalized quotes and find the best term plan for your family’s future.
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/plan-875.html
LIC Yuva Credit Life (Plan 877) – Loan Protection Term Plan in Hyderabad, Telangana & Andhra Pradesh
LIC Yuva Credit Life (Plan 877) – Secure Your Loans in Hyderabad, Telangana & Andhra Pradesh
LIC Yuva Credit Life is a term insurance plan specifically designed to protect your family from outstanding loan liabilities in case of unforeseen events. Whether it's a home loan, car loan, or personal loan, this plan ensures that your loved ones aren't burdened financially.
🔑 Key Features:
- ✅ Coverage ranges from ₹50 lakh to ₹5 crore
- ✅ Flexible premium payment options: Single, 5, 10, or 15 years
- ✅ Entry Age: 18 to 45 years
- ✅ Policy Term: 5 to 30 years
- ✅ Special premium rates for women
- ✅ Available both online and offline
📊 Premium Illustration:
| Age | Sum Assured | Policy Term | Annual Premium (15-year term) |
|---|---|---|---|
| 20 | ₹50 lakh | 25 years | ₹4,850 |
| 30 | ₹50 lakh | 25 years | ₹6,200 |
| 40 | ₹50 lakh | 25 years | ₹11,650 |
📘 Example: Ramu's Loan Protection Strategy
Ramu, a 30-year-old resident of Vijayawada, takes a home loan of ₹50 lakh. To ensure his family's financial security, he opts for LIC's Yuva Credit Life Plan 877 with a 25-year term. By paying an annual premium of ₹6,200 for 15 years, Ramu ensures that in case of his untimely demise, the outstanding loan amount is covered, relieving his family from any financial burden.
🎯 Ideal For:
- 🏠 Home loan borrowers
- 🚗 Vehicle loan borrowers
- 🎓 Education loan borrowers
- 📍 Residents of Hyderabad, Warangal, Vijayawada, Guntur, and other cities in Telangana & Andhra Pradesh
📞 Contact Diwakar Cherukuwada – LIC Agent in Hyderabad
Secure your family's future today. Get in touch for personalized quotes and assistance.
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/yuva-credit-life.html
LIC Bima Jyoti (Plan 878) – Guaranteed Returns Plan in Hyderabad, Andhra Pradesh & Telangana
LIC Bima Jyoti (Plan 878) – Safe Guaranteed Returns in Hyderabad, Andhra Pradesh & Telangana
LIC Bima Jyoti is a guaranteed return plan ideal for people in Hyderabad, Telangana, and Andhra Pradesh who want safe investments with life cover. It offers ₹50 guaranteed addition per ₹1000 Sum Assured every year along with tax-free maturity benefits and insurance protection.
✨ Key Features:
- ✔️ Guaranteed Additions of ₹50 per ₹1000 Sum Assured every year
- ✔️ Full life cover for the entire term
- ✔️ Tax-free maturity under Section 10(10D)
- ✔️ Loan available after 2 years
- ✔️ Available in Hyderabad, Warangal, Vizag, Vijayawada & more
📊 Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 878 |
| Policy Type | Non-Linked, Non-Participating |
| Minimum Sum Assured | ₹1,00,000 |
| Entry Age | 90 days to 60 years |
| Policy Term | 15 to 20 years |
| Premium Paying Term | Policy Term minus 5 years |
| Guaranteed Addition | ₹50 per ₹1000 SA per year |
📘 Example: Ramu’s Safe Investment Journey
Ramu, a small business owner from Vijayawada, took a ₹10 lakh LIC Bima Jyoti policy for 20 years.
He pays premiums for 15 years. Each year, he gets ₹50 × 10,000 = ₹50,000 as guaranteed additions.
Over 20 years, he earns ₹10,00,000 in additions. At maturity, Ramu gets ₹10L (SA) + ₹10L (Additions) = ₹20L tax-free!
Whether you’re in Hyderabad, Guntur, or Karimnagar – this is a great option for building risk-free wealth.
🎯 Best for People in:
- ✅ Hyderabad, KPHB, Kukatpally, Uppal, LB Nagar
- ✅ Warangal, Khammam, Karimnagar (Telangana)
- ✅ Vijayawada, Guntur, Vizag, Rajahmundry, Kakinada (Andhra Pradesh)
- ✅ NRIs from AP & Telangana
📞 Contact Diwakar Cherukuwada – LIC Agent in Hyderabad
Want to know your premium and returns? Get your free quote now.
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/bima-jyoti.html
LIC Jeevan Umang (Plan 876) – Lifetime Income Plan by Diwakar Cherukuwada | LIC Agent Hyderabad
LIC Jeevan Umang (Plan 876) – Lifetime Income + Maturity Benefit
LIC Jeevan Umang is a powerful whole life insurance plan that provides guaranteed annual income, a lump sum maturity benefit at age 100, and life cover for peace of mind. Perfect for retirement planning, children's future, or long-term wealth creation.
✨ Key Benefits:
- ✔️ Guaranteed 8% of Sum Assured every year after premium term
- ✔️ Lump sum maturity at age 100
- ✔️ Full life cover till age 100
- ✔️ Tax-free benefits under Sec 10(10D)
- ✔️ Premium waiver for children (if proposer dies)
- ✔️ Loan available after 3 years
📊 Eligibility & Plan Details:
| Parameter | Details |
|---|---|
| Plan Number | 876 |
| Policy Type | Whole Life with Profits |
| Entry Age | 90 days to 55 years |
| Premium Paying Term | 15, 20, 25, or 30 years |
| Minimum Sum Assured | ₹2,00,000 |
| Survival Benefit | 8% of Basic Sum Assured per year |
| Loan/Surrender | Available after 3 policy years |
📘 Real-Life Example: How Ramu Benefitted from Jeevan Umang
Ramu, a 30-year-old father from Hyderabad, took a ₹10 lakh LIC Jeevan Umang policy for 20 years.
He pays premiums till age 50. From age 51 onwards, he receives ₹80,000 every year as guaranteed income – that’s ₹80,000 × 50 years = ₹40,00,000 total, tax-free!
At age 100, his family receives a ₹10 lakh lump sum maturity amount. And in case of his untimely death anytime before that, the full Sum Assured + Bonus is paid to his nominee.
This means Ramu secured his life, retirement, and created wealth for his next generation – all in one single plan!
🎯 Who Should Buy Jeevan Umang?
- ✅ Parents planning for child’s education or income
- ✅ Salaried professionals targeting tax-free retirement income
- ✅ Businessmen & MSMEs wanting long-term wealth
- ✅ NRIs/NROs (via POA)
📞 Contact Diwakar Cherukuwada – LIC Agent Hyderabad
Get free illustrations and expert advice tailored to your needs.
📲 WhatsApp: Click to Chat with Diwakar Cherukuwada
📧 Email: support@theinsuranceagency.in
🌐 Website: www.YOURDOMAIN.in/jeevan-umang.html
LIC Bima Ratna Plan (864) in Hyderabad, Telangana & Andhra Pradesh | Secure Your Future with LIC
LIC Bima Ratna Plan (Plan 864) in Hyderabad, Telangana & Andhra Pradesh
LIC Bima Ratna Plan (Plan 864) is a participating, non-linked life insurance policy designed to provide financial protection to the policyholder's family, along with a savings component. It ensures that you and your family are financially secure during uncertain times while also allowing you to build savings for the future.
Key Features of LIC Bima Ratna Plan 864:
- Policy Term: 15, 20, or 25 years.
- Premium Payment Term: 5, 7, 10, or 12 years (depending on policy term).
- Life Cover: Protection for your family in case of your unfortunate demise.
- Bonus Facility: The policy participates in LIC’s corporation’s profit and is eligible for bonuses.
- Survival Benefits: Paid at regular intervals based on the policy term.
- Loan Facility: Loans are available after 3 full years of premium payment.
Why Choose LIC Bima Ratna Plan 864?
- Financial protection for your family, with guaranteed death benefits.
- Provides a savings corpus along with regular survival benefits.
- Ideal for people looking for a life cover with the added benefit of bonus accumulation.
- Available for policyholders in Telangana and Andhra Pradesh for customized financial security.
Eligibility Criteria:
- Minimum Age: 8 years (completed)
- Maximum Age: 60 years (age nearest birthday)
- Minimum Sum Assured: ₹1,00,000
- Policy Term: 15, 20, or 25 years
- Premium Payment Term: 5, 7, 10, or 12 years (depending on policy term)
Scenario – LIC Plan 864 in Real Life (Hyderabad Example)
Mr. Ramesh, a 40-year-old businessman from Hyderabad, chooses LIC Bima Ratna Plan 864 with ₹10 Lakhs Sum Assured for 20 years. Mr. Ramesh pays premiums for 12 years, and in the unfortunate event of his death during the policy term, his family will receive the full sum assured along with any accumulated bonuses. If Mr. Ramesh survives the policy term, he will receive his survival benefits, making this plan an excellent choice for both protection and savings.
Why is LIC Bima Ratna Plan 864 Trusted in Telangana & Andhra Pradesh?
- LIC’s reputation for reliability and financial stability.
- Customizable premiums and coverage options based on your financial goals.
- Ideal for families in Telangana and Andhra Pradesh looking for comprehensive life insurance with savings benefits.
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Secure your future with LIC Bima Ratna Plan (Plan 864). Contact Diwakar Cherukuwada today for more information and personalized assistance.
LIC New Money Back Plan 20 Years (Plan 834) in Telangana & Andhra Pradesh | Life Insurance + Regular Payouts
LIC New Money Back Plan – 20 Years (Plan 834) in Hyderabad, Telangana & Andhra Pradesh
LIC’s New Money Back Plan – 20 Years (Plan 834) is a participating, non-linked money-back insurance plan offering regular payouts every 5 years along with life cover for 20 years. This plan is designed to meet the long-term needs of individuals looking for financial security along with periodic benefits.
Key Features of LIC Plan 834:
- Policy Term: 20 Years
- Premium Paying Term: 17 Years
- Survival Benefits: 20% of Basic Sum Assured at the end of 5th, 10th, and 15th year
- Maturity Benefit: 40% of Sum Assured + Bonuses + Final Addition Bonus at the end of 20 years
- Death Benefit: Full Sum Assured + Bonus (irrespective of money-back received)
- Loan Facility: Available after 3 full years of premium payment
Who Should Consider LIC Plan 834?
- Parents planning long-term education or marriage funds for their children
- Individuals who prefer periodic returns along with life coverage
- People looking for a mid-term policy (20 years) with guaranteed benefits
Eligibility Criteria:
- Entry Age: 13 to 45 years
- Maximum Maturity Age: 65 years
- Minimum Sum Assured: ₹1,00,000
- Policy Term: 20 years
Scenario – LIC Plan 834 in Real Life (Warangal Example)
Mr. Ramesh, a 30-year-old teacher from Warangal, opts for LIC Plan 834 with ₹5 Lakhs Sum Assured. Every 5 years, he receives ₹1 Lakh (20%) survival benefits. At the end of 20 years, he gets ₹2 Lakhs (40%) + Bonuses. In case of his demise during the policy term, his family gets ₹5 Lakhs + Bonuses, even if survival benefits were already paid.
Why Choose LIC New Money Back Plan 834 in Telangana & Andhra Pradesh?
- Ideal for planning for children’s education, marriage, or other big goals
- Guaranteed returns every 5 years with full life coverage
- Trusted by customers in Hyderabad, Vijayawada, and Kakinada
- 17 years of premium payments for 20 years of coverage
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Looking for a policy that offers long-term security and periodic benefits? LIC New Money Back Plan – 20 Years (Plan 834) could be the right fit. Contact Diwakar Cherukuwada for more details and a custom quote.
LIC New Money Back Plan 15 Years (Plan 832) in Telangana & Andhra Pradesh | Life Insurance + Regular Payouts
LIC New Money Back Plan – 15 Years (Plan 832) in Hyderabad, Telangana & Andhra Pradesh
LIC’s New Money Back Plan – 15 Years (Plan 832) is a participating, non-linked life insurance plan designed for individuals looking for regular payouts every 5 years along with comprehensive life cover. With a 15-year policy term, it’s a perfect choice for those seeking both financial protection and periodic savings.
Key Features of LIC Plan 832:
- Policy Term: 15 Years
- Premium Paying Term: 12 Years
- Survival Benefits: 30% of Basic Sum Assured paid after 5, 10, and 15 years
- Maturity Benefit: 40% of Sum Assured + Bonuses + Final Addition Bonus
- Life Cover: Full Sum Assured throughout policy term
- Loan Facility: Available after 3 full years of premium payment
Who Should Consider LIC Plan 832?
- Professionals seeking a quick return on their premiums
- Parents with children needing funds for education or other goals
- People who prefer regular payouts and life coverage
Eligibility Criteria:
- Entry Age: 13 to 45 years
- Maximum Maturity Age: 60 years
- Minimum Sum Assured: ₹1,00,000
- Policy Term: 15 years
Scenario – LIC Plan 832 in Real Life (Hyderabad Example)
Mr. Vijay, a 35-year-old IT professional from Hyderabad, opts for LIC Plan 832 with ₹5 Lakhs Sum Assured. Every 5 years, he receives ₹1.5 Lakhs (30%) survival benefits. At the end of 15 years, he gets ₹2 Lakhs (40%) + Bonuses. If he passes away during the policy term, his nominee gets the full ₹5 Lakhs + Bonuses, even if the survival benefits were paid earlier.
Why Choose LIC New Money Back Plan 832 in Telangana & Andhra Pradesh?
- Quick payouts every 5 years for immediate needs
- Comprehensive life cover for peace of mind
- Trusted by families in Hyderabad, Warangal, and Visakhapatnam
- 12-year premium paying term for 15-year policy term
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Looking for a short-term plan with regular income and life cover? LIC New Money Back Plan – 15 Years (Plan 832) is a great option. Get in touch with Diwakar Cherukuwada for more details and custom quote.
LIC New Money Back Plan 25 Years (Plan 821) in Telangana & Andhra Pradesh | Life Insurance + Regular Payouts
LIC New Money Back Plan – 25 Years (Plan 821) in Hyderabad, Telangana & Andhra Pradesh
LIC’s New Money Back Plan – 25 Years (Plan 821) is a participating, non-linked money-back insurance plan that provides periodic survival benefits every 5 years and a lump sum on maturity. It combines life insurance protection with long-term savings, making it ideal for young earners, couples, and parents in Telangana and Andhra Pradesh.
Key Features of LIC Plan 821:
- Policy Term: 25 Years
- Premium Paying Term: 20 Years
- Survival Benefits: 15% of Basic Sum Assured at the end of 5th, 10th, 15th, and 20th year
- Maturity Benefit: 40% of Sum Assured + Bonuses + Final Addition Bonus at the end of 25 years
- Death Benefit: Full Sum Assured + Bonus (irrespective of money-back received)
- Loan Facility: Available after 3 full years of premium payment
Who Should Consider LIC Plan 821?
- Young professionals just starting their careers
- New parents planning long-term education/marriage corpus
- People who want periodic income + insurance safety
Eligibility Criteria:
- Entry Age: 13 to 45 years
- Maximum Maturity Age: 70 years
- Minimum Sum Assured: ₹1,00,000
- Policy Term: 25 years
Scenario – LIC Plan 821 in Real Life (Andhra Example)
Mr. Aravind, a 28-year-old from Rajahmundry, buys LIC Plan 821 with a ₹5 Lakhs Sum Assured. Every 5 years, he receives ₹75,000 (15%) survival benefits. At the end of 25 years, he gets ₹2 Lakhs (40%) + Bonuses. If he passes away during the term, his nominee gets full ₹5 Lakhs + Bonuses even if survival benefits were paid earlier.
Why Choose LIC New Money Back Plan 821 in Telangana & Andhra Pradesh?
- Best for long-term family goals like kids’ education & wedding
- Assured payouts every 5 years = peace of mind
- Trusted by LIC customers in Hyderabad, Vizag, and Khammam
- Only 20-year premium payment for 25-year protection
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Looking for a long-term plan with regular income and a strong life cover? LIC New Money Back Plan – 25 Years (Plan 821) is perfect for you. Reach out to Diwakar Cherukuwada for guidance and custom quote.
LIC New Money Back Plan 20 Years (Plan 820) in Telangana & Andhra Pradesh | Life Cover + Survival Benefits
LIC New Money Back Plan – 20 Years (Plan 820) in Hyderabad, Telangana & Andhra Pradesh
LIC’s New Money Back Plan – 20 Years (Plan 820) is a participating, non-linked life insurance plan that offers periodic money-back payouts every 5 years, along with life cover and final maturity benefits. It's a perfect fit for families, professionals, and self-employed individuals who want a steady flow of money along with insurance coverage in Telangana and Andhra Pradesh.
Key Features of LIC Plan 820:
- Policy Term: 20 Years
- Premium Paying Term: 15 Years
- Survival Benefits: 20% of Basic Sum Assured paid at end of 5th, 10th, and 15th year
- Maturity Benefit: 40% of Sum Assured + Bonus + Final Addition Bonus
- Life Cover: Full Sum Assured throughout policy term
- Loan Facility: Available after 3 full years of premium payment
Who Should Consider LIC Plan 820?
- Parents saving for child’s education or marriage
- Salaried professionals wanting regular payouts
- Individuals needing both life cover & liquidity
Eligibility Criteria:
- Entry Age: 13 to 50 years
- Maximum Maturity Age: 70 years
- Minimum Sum Assured: ₹1,00,000
- Policy Term: 20 years
Scenario – LIC Plan 820 in Real Life (Telangana Example)
Mrs. Suma, aged 30 from Warangal, buys LIC Plan 820 with a Sum Assured of ₹5 Lakhs. She pays premiums for 15 years. LIC pays her ₹1 Lakh (20%) on the 5th, 10th, and 15th policy years. At the end of 20 years, she receives ₹2 Lakhs (40%) + Bonus + Final Addition Bonus.
If she unfortunately passes away during the policy term, her nominee will receive full ₹5 Lakhs Sum Assured + Bonuses, regardless of money-back payments already made.
Why Choose LIC New Money Back Plan 820 in Telangana & Andhra Pradesh?
- Regular cash inflow helps in milestone expenses
- Financial protection + Savings growth
- Trusted by families in Hyderabad, Vijayawada, Karimnagar, and Bhimavaram
- Flexible premium paying term – pay for 15 years only
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Thinking about short-term payouts + long-term savings? LIC New Money Back Plan – 20 Years (Plan 820) could be your ideal choice. Reach out to Diwakar Cherukuwada for expert guidance and a free custom quote.
LIC New Jeevan Shanti Plan 848 in Hyderabad, Telangana & Andhra Pradesh | Single Premium Pension Plan
LIC New Jeevan Shanti – Plan 848: Secure Lifetime Pension in Hyderabad, Telangana & Andhra Pradesh
LIC’s New Jeevan Shanti Plan (No. 848) is a non-linked, non-participating, single premium deferred annuity plan. It is ideal for those who want to receive a guaranteed pension for life, with options for single or joint life annuity. Perfect for retirees and professionals in Hyderabad, Telangana, and Andhra Pradesh.
Key Features of LIC New Jeevan Shanti Plan 848:
- Single Premium: Pay once and receive lifelong pension.
- Deferred Annuity: Pension starts after a chosen deferment period (1 to 12 years).
- Two Options: Single life or Joint life annuity.
- Guaranteed Annuity Rates: Locked at the time of purchase.
- Loan Facility: Available after 3 months.
Who Should Consider This Plan?
- Individuals planning for a secure retirement.
- Seniors who want steady monthly income.
- Couples wanting joint life pension security.
- NRIs looking to invest in India (limited eligibility).
Eligibility:
- Minimum Entry Age: 30 years
- Maximum Entry Age: 79 years (depending on deferment)
- Minimum Purchase Price: ₹1.5 Lakhs
- Deferment Period: 1 to 12 years
Scenario – LIC New Jeevan Shanti Plan (Andhra Pradesh Example)
Mr. Srinivas, aged 50 from Guntur, invests ₹10 Lakhs in LIC Plan 848 and chooses a 10-year deferment period. From age 60, he starts receiving a guaranteed pension of approx ₹75,000 per year for life. If he opts for Joint Life, his wife will continue to get the pension after him.
He doesn’t have to worry about stock markets or mutual funds. This plan gives peace of mind with lifetime income.
Why LIC New Jeevan Shanti is Ideal for Telangana & Andhra Pradesh?
- Retirement income security in towns like Hyderabad, Vizag, Vijayawada, Khammam
- Trusted LIC annuity plan with guaranteed returns
- Option to include spouse or dependent
- Simple one-time investment, no future payments
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Ready to secure your retirement? If you're in Telangana or Andhra Pradesh and planning for a safe, fixed monthly income after retirement, LIC New Jeevan Shanti Plan 848 is a perfect fit. Reach out to Diwakar Cherukuwada now for expert guidance and customized pension quotes.
LIC Bima Jyoti Plan 871 in Hyderabad, Telangana & Andhra Pradesh | Guaranteed Savings + Life Cover
LIC Bima Jyoti – Plan 871: Guaranteed Returns + Life Cover in Hyderabad, Telangana & Andhra Pradesh
LIC Bima Jyoti (Plan 871) is a non-linked, non-participating, savings plus protection plan. It offers guaranteed additions of ₹50 per ₹1,000 Sum Assured every year, making it a highly secure plan for customers across Hyderabad, Telangana, and Andhra Pradesh.
Key Features of LIC Bima Jyoti Plan 871:
- Guaranteed Additions: ₹50 per ₹1,000 Sum Assured per policy year.
- Dual Benefit: Life insurance + Savings maturity.
- Policy Terms: 15 to 20 years.
- Premium Paying Term: Policy Term minus 5 years.
- Loan Facility: Available after 2 years.
Who Should Consider LIC Bima Jyoti?
- Risk-averse investors wanting guaranteed returns.
- Parents planning for child's education or marriage.
- Professionals who want life cover with systematic savings.
Eligibility:
- Entry Age: 90 days to 60 years
- Sum Assured: Minimum ₹1 Lakh, no maximum limit
- Policy Term: 15 to 20 years
Scenario – LIC Bima Jyoti in Action (Telangana Example)
Mr. Vinay, aged 35 from Karimnagar, opts for LIC Bima Jyoti Plan 871 with ₹10 Lakhs Sum Assured for 20 years. Every year, LIC adds ₹50,000 (₹50 x 1000 x 10) to his policy. At maturity, he gets ₹10 Lakhs + ₹10 Lakhs Guaranteed Additions = ₹20 Lakhs (tax-free).
If Vinay unfortunately passes away during the policy term, his family will get the Sum Assured + accrued additions, ensuring financial security.
Why Choose LIC Bima Jyoti in Telangana & Andhra Pradesh?
- Reliable returns without market risk
- High maturity value due to fixed yearly additions
- Ideal for salaried, business owners, and conservative investors
- Expert support from LIC Advisor Diwakar Cherukuwada
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Whether you are in Hyderabad, Nizamabad, Bhimavaram, or Vizag, LIC Bima Jyoti Plan 871 offers a perfect blend of safety and returns. Contact Diwakar Cherukuwada today for a personalized quote and policy advice.
LIC Jeevan Amar Plan 845 in Hyderabad, Telangana & Andhra Pradesh | Pure Term Insurance Plan
LIC Jeevan Amar – Plan 845: Affordable Term Life Insurance in Hyderabad, Telangana & Andhra Pradesh
LIC Jeevan Amar (Plan 845) is a pure term insurance plan that offers high life cover at low premium rates. It’s ideal for working professionals, business owners, and families in Hyderabad, Telangana, and Andhra Pradesh who want complete financial protection for their loved ones.
Key Features of LIC Jeevan Amar Plan 845:
- Pure Term Plan: No maturity benefit, only death benefit.
- High Coverage at Low Premium: Premiums are very affordable.
- Two Death Benefit Options: Level Sum Assured or Increasing Sum Assured.
- Flexible Policy Term: 10 to 40 years available.
- Optional Riders: Accidental Death Benefit Rider available.
Who Should Consider LIC Jeevan Amar?
- Young professionals and salaried individuals
- Businessmen needing high insurance for low premium
- Anyone looking for family protection without investment
Eligibility:
- Minimum Entry Age: 18 years
- Maximum Entry Age: 65 years
- Maximum Coverage Age: Up to 80 years
- Minimum Sum Assured: ₹25 Lakhs
Scenario – LIC Jeevan Amar Plan (Hyderabad Example)
Ms. Priya, aged 30 from Hyderabad, chooses LIC Jeevan Amar Plan 845 with ₹1 Crore coverage for a 30-year term. She pays just around ₹10,000 annually (non-smoker female) and secures her family's future with a huge risk cover.
If something happens to her during the policy term, her nominee will receive the full ₹1 Crore, helping them maintain their lifestyle and cover major expenses.
Why Choose LIC Jeevan Amar in Telangana & Andhra Pradesh?
- LIC’s trusted protection plan for family security
- Lowest premium for non-smokers & females
- No medical plan options available for low sums assured (subject to age)
- LIC Advisor support from Diwakar Cherukuwada
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
If you’re living in Hyderabad, Warangal, Nalgonda, Vijayawada, or Vizag, and want reliable term insurance – LIC Jeevan Amar (Plan 845) is a smart choice. Contact Diwakar Cherukuwada now for a free consultation and premium quote.
LIC Dhan Vriddhi Plan 868 in Hyderabad, Telangana & Andhra Pradesh | Single Premium Investment Plan
LIC Dhan Vriddhi – Plan 868: Single Premium Guaranteed Return Plan in Hyderabad, Telangana & Andhra Pradesh
LIC Dhan Vriddhi (Plan 868) is a single premium, non-linked, non-participating plan that offers a guaranteed return along with life cover. It’s a great fit for customers in Hyderabad, Telangana, and Andhra Pradesh who prefer safe, one-time investments with assured benefits.
Key Features of LIC Dhan Vriddhi Plan 868:
- One-Time Premium: Pay once and enjoy benefits for the full policy term.
- Guaranteed Maturity Benefit: Lump sum return at the end of term.
- Two Plan Options: Option 1 – Basic Sum Assured; Option 2 – Enhanced Coverage.
- Tax-Free Maturity: Under Section 10(10D) of Income Tax Act.
- Loan Facility: Available after 3 months.
Who Should Consider LIC Dhan Vriddhi?
- People with lump sum funds (bonus, retirement, inheritance)
- Senior citizens who want safe & tax-free maturity
- Parents planning for child’s future without long commitments
Eligibility:
- Entry Age: 90 days to 60 years (Option 1) or 32 years (Option 2)
- Policy Term: 10 years
- Minimum Premium: ₹1,25,000 (varies by age & option)
Scenario – LIC Dhan Vriddhi Plan in Action (Andhra Example)
Mr. Subba Rao from Rajahmundry, aged 40, invests ₹5 Lakhs in LIC Dhan Vriddhi (Plan 868) under Option 1. After 10 years, he receives a guaranteed maturity amount of ₹7.2 Lakhs – tax-free. No follow-ups, no EMIs – just one-time investment and peace of mind.
If anything happens during the policy term, his family will receive the Sum Assured + Guaranteed Additions as per the option chosen.
Why Choose LIC Dhan Vriddhi in Hyderabad, Telangana & Andhra Pradesh?
- Single premium, no tension of yearly payments
- Assured, tax-free return on maturity
- Backed by the trust of LIC and advisor support from Diwakar Cherukuwada
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Whether you're in Hyderabad, Karimnagar, Guntur, or Visakhapatnam, LIC Dhan Vriddhi Plan 868 is a great way to grow your savings securely. Contact Diwakar today for a customized quote and expert guidance.
LIC Dhan Sanchay Plan 860 in Hyderabad, Telangana & Andhra Pradesh | Guaranteed Income Plan
LIC Dhan Sanchay – Plan 860: Guaranteed Income or Lumpsum Payout in Hyderabad, Telangana & Andhra Pradesh
LIC Dhan Sanchay (Plan 860) is a savings plus protection plan that provides regular income or a guaranteed lumpsum after the premium paying term. Ideal for customers in Hyderabad, Telangana, and Andhra Pradesh who want stable returns along with life cover.
Key Features of LIC Dhan Sanchay Plan 860:
- Guaranteed Income: Choose between regular income or lump sum payout.
- Multiple Benefit Options: Choose from A, B, C, D as per your need.
- Life Insurance Cover: Risk cover throughout the term.
- Loan Facility: Available after 2 years.
Plan Options:
- Option A & B: Guaranteed Regular Income + Life Cover
- Option C & D: Lumpsum Payout at the end of Policy Term
Who Should Choose LIC Dhan Sanchay?
- Retired individuals looking for monthly income
- Parents planning for future financial stability
- People wanting guaranteed tax-free maturity benefits
Eligibility:
- Minimum Age: 3 years (varies with option)
- Maximum Age: 50-65 years (based on plan option)
- Policy Term: 10 to 20 years
Scenario – LIC Dhan Sanchay Plan 860 in Action (Telangana Example)
Mr. Rajasekhar from Khammam, aged 40, chooses Option A with ₹10 Lakhs Sum Assured. He pays premiums for 10 years and starts getting a guaranteed income of ₹80,000 per year for the next 15 years. That’s ₹12 Lakhs guaranteed over time, plus full life cover throughout.
If anything happens during the term, the nominee gets the entire Sum Assured along with other benefits.
Why Choose LIC Dhan Sanchay in Hyderabad, Telangana & Andhra Pradesh?
- Guaranteed, worry-free income or lump sum returns
- Perfect for senior citizens, professionals, and families
- Available through LIC-authorized advisor Diwakar Cherukuwada
Contact LIC Advisor – Diwakar Cherukuwada
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
LIC Dhan Sanchay – Plan 860 gives peace of mind and financial security. If you are in Hyderabad, Vizag, Vijayawada, or Warangal – contact Diwakar Cherukuwada today for a customized plan quote.
LIC Bima Jyoti Plan 874 in Hyderabad, Telangana & Andhra Pradesh | Guaranteed Returns with Life Cover
LIC Bima Jyoti – Plan 874: Guaranteed Savings with Life Cover in Hyderabad, Telangana & Andhra Pradesh
LIC Bima Jyoti (Plan 874) is a non-linked, non-participating, individual, savings, and life insurance plan. It’s perfect for people in Hyderabad, Telangana, and Andhra Pradesh who want guaranteed returns along with life protection.
Key Features of LIC Bima Jyoti Plan 874:
- Guaranteed Additions: ₹50 per ₹1,000 Sum Assured every year.
- Maturity Benefit: Sum Assured + Guaranteed Additions.
- Death Benefit: Full Sum Assured + Guaranteed Additions to nominee.
- Flexible Premium Payment Terms: Choose 15 to 20 years policy term with 10 to 16 years premium paying options.
- Loan Facility: Available after 2 years of policy.
Who Should Choose LIC Bima Jyoti?
- Young professionals looking for tax-saving + returns.
- Parents planning for their child's future education.
- Salaried and business people wanting guaranteed maturity amount with risk cover.
Eligibility:
- Entry Age: 90 days to 60 years
- Policy Term: 15 to 20 years
- Minimum Sum Assured: ₹1,00,000
Scenario – Why LIC Bima Jyoti is Ideal for Hyderabad, Telangana & AP Investors:
Mrs. Kavitha from Vijayawada, aged 35, chooses LIC Bima Jyoti (Plan 874) with ₹5 Lakhs Sum Assured for 20 years. She pays premiums for 15 years. At maturity, she receives the full ₹5 Lakhs plus ₹50,000 in guaranteed additions – totally ₹5.5 Lakhs, tax-free under Sec 10(10D).
If anything unfortunate happens during the term, her nominee gets the Sum Assured + accrued additions, ensuring full financial protection.
Why LIC Bima Jyoti Plan 874 is Perfect for You:
- Guaranteed additions every year – risk-free.
- Combination of savings + life protection.
- Good for long-term financial planning and children's future.
Buy LIC Bima Jyoti in Hyderabad, Telangana & Andhra Pradesh
Whether you’re in Hyderabad, Warangal, Vijayawada, or Vizag, LIC Bima Jyoti Plan 874 is a smart investment plan with zero risk and guaranteed benefits.
Contact Diwakar Cherukuwada – LIC Advisor
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat on WhatsApp
Start your journey with LIC Bima Jyoti (Plan 874) and ensure your family’s secure future. Reach out to Diwakar today from anywhere in Telangana or Andhra Pradesh.
LIC Jeevan Shanti Plan 836 in Hyderabad, Telangana & Andhra Pradesh | Guaranteed Lifetime Income
LIC Jeevan Shanti – Plan 836: Guaranteed Lifetime Pension in Hyderabad, Telangana & Andhra Pradesh
LIC Jeevan Shanti (Plan 836) is a single premium pension plan from LIC of India, offering a guaranteed annuity for life. It’s the perfect solution for individuals in Hyderabad, Telangana, and Andhra Pradesh who wish to secure a stable post-retirement income.
Key Features of LIC Jeevan Shanti (Plan 836):
- Single Premium: Pay once and enjoy lifelong pension benefits.
- Immediate or Deferred Annuity: Choose when you want to start receiving your annuity payments – right away or after a few years.
- Guaranteed Returns: Your annuity amount is fixed and guaranteed at the time of purchase.
- Multiple Options: Choose from 9 different annuity options to suit your financial needs.
Who Should Buy LIC Jeevan Shanti?
This plan is ideal for:
- Retired professionals looking for a steady monthly income.
- Business owners planning to secure future finances.
- NRI/NRO investors (deferred option allowed).
Eligibility Criteria:
- Minimum Entry Age: 30 years
- Maximum Entry Age: 85 years
- Minimum Purchase Price: ₹1.5 Lakhs
Scenario – Why LIC Jeevan Shanti is Perfect for You in Hyderabad, Telangana & Andhra Pradesh:
Let’s take an example. Mr. Ramesh, a 58-year-old businessman from Hyderabad, invests ₹10 lakhs in LIC Jeevan Shanti (Plan 836). He selects the Immediate Annuity Option and starts receiving ₹6,500 monthly for life, guaranteed, regardless of market ups and downs.
This steady income helps him cover daily expenses and maintain his lifestyle post-retirement without financial stress.
Why Choose LIC Jeevan Shanti?
- Zero market risk – guaranteed returns
- Lifetime pension with options for spouse
- Flexibility in choosing annuity frequency (monthly, quarterly, half-yearly, yearly)
Buy LIC Jeevan Shanti in Hyderabad, Telangana & Andhra Pradesh
Planning for a peaceful retirement? LIC Jeevan Shanti is one of the best annuity plans trusted across India. Connect with your local LIC Advisor in Hyderabad today.
Contact Diwakar Cherukuwada for LIC Jeevan Shanti Plan 836
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat with Diwakar Cherukuwada on WhatsApp
Invest once, receive guaranteed pension for life with LIC Jeevan Shanti Plan 836 – available now in Hyderabad, Telangana, and Andhra Pradesh.
LIC Plan 833 Jeevan Lakshya in Hyderabad | Secure Your Future with LIC Life Insurance in Telangana and Andhra Pradesh
LIC Plan 833 Jeevan Lakshya – Secure Your Family’s Future in Hyderabad, Telangana, and Andhra Pradesh
LIC Plan 833 Jeevan Lakshya is a perfect choice for residents of Hyderabad, Telangana, and Andhra Pradesh who want to ensure their family’s financial protection. This plan combines life insurance with a saving component, offering both security and financial growth opportunities for policyholders.
Key Features of LIC Plan 833 Jeevan Lakshya:
- Guaranteed Returns: Ensures both life cover and financial returns at the end of the policy term.
- Tax Benefits: Enjoy tax savings under Section 80C of the Income Tax Act, making it a cost-effective option for residents of Telangana and Andhra Pradesh.
- Flexible Premium Payment Options: Choose from different premium payment modes based on your financial planning.
- Loan Facility: In case of an emergency, you can avail a loan against your LIC Plan 833 Jeevan Lakshya policy.
Eligibility Criteria:
- Minimum Entry Age: 8 years
- Maximum Entry Age: 55 years
- Policy Term: 10 to 20 years
Benefits of LIC Plan 833 Jeevan Lakshya:
- Life Cover: In case of the policyholder's demise, the nominee receives a lump sum amount, providing financial stability for the family.
- Maturity Benefit: At the end of the policy term, the policyholder will receive a lump sum amount along with any bonuses accumulated during the policy period.
- Loan Facility: Policyholders can take a loan against the policy if needed, offering flexibility during financial emergencies.
Scenario – Why LIC Plan 833 Jeevan Lakshya is the Right Choice for You in Hyderabad, Telangana, and Andhra Pradesh:
Consider this scenario: Ramesh, a 45-year-old professional from Hyderabad, chooses LIC Plan 833 Jeevan Lakshya to secure his family’s future. His goal is to ensure his wife and children are financially protected if something were to happen to him.
In case of Ramesh’s unfortunate demise, his family will receive the death benefit, providing them with the financial security they need. After the policy term ends, Ramesh will also receive a guaranteed survival benefit, which he can use for his children's education or his retirement plans.
Additionally, Ramesh gets tax benefits under Section 80C, making the policy affordable for him. In case of an emergency, Ramesh can also avail a loan against the policy, ensuring he has access to funds when needed most.
How to Apply for LIC Plan 833 Jeevan Lakshya in Hyderabad, Telangana, and Andhra Pradesh:
To get started with LIC Plan 833 Jeevan Lakshya and secure your family’s future, contact Diwakar Cherukuwada for expert guidance. I’m here to help you find the best plan to meet your needs and protect your loved ones.
Contact Details:
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat with Diwakar Cherukuwada on WhatsApp
Secure your family’s future today with LIC Plan 833 Jeevan Lakshya – the ideal choice for life insurance and financial protection for residents of Hyderabad, Telangana, and Andhra Pradesh.
LIC Jeevan Anand Plan 815 in Hyderabad, Telangana & Andhra Pradesh | Secure Your Future
LIC Jeevan Anand – Secure Your Family’s Future in Hyderabad, Telangana, and Andhra Pradesh
LIC Jeevan Anand (Plan 815) is a comprehensive life insurance policy designed to provide financial security to policyholders in Hyderabad, Telangana, and Andhra Pradesh. This plan offers life coverage with the added advantage of savings and investment options, making it ideal for individuals looking to secure their family’s future.
Key Features of LIC Jeevan Anand:
- Comprehensive Life Cover: This policy provides a combination of life insurance and savings, ensuring your loved ones are financially protected while you save for future needs.
- Flexible Premium Payments: LIC Jeevan Anand offers a variety of premium payment modes that suit your financial planning needs.
- Bonus Facility: The policy allows for the accumulation of bonuses that can boost your savings, giving you added financial benefits.
- Loan Facility: You can take loans against the policy for financial emergencies, offering flexibility during tough times.
Eligibility Criteria:
- Minimum Entry Age: 18 years
- Maximum Entry Age: 50 years
- Policy Term: 12 to 25 years
Benefits of LIC Jeevan Anand:
- Life Cover: If the policyholder passes away during the term, the nominee will receive a death benefit to ensure financial security.
- Maturity Benefit: At the end of the policy term, you will receive a lump sum amount, including any bonuses accumulated during the policy period.
- Loan Facility: Avail loans against your policy for emergencies or urgent financial needs, providing flexibility and convenience.
Scenario – Why LIC Jeevan Anand is the Right Choice for You in Hyderabad, Telangana, and Andhra Pradesh:
Imagine this: Sandeep, a 35-year-old professional from Hyderabad, opts for LIC Jeevan Anand (Plan 815) to ensure his family's financial security while also saving for his children’s education and his retirement.
In the unfortunate event of Sandeep's demise, his family will receive the death benefit, ensuring they are financially supported. Upon maturity of the policy, Sandeep will receive a lump sum benefit that he can use for his children’s higher education or his retirement plans.
Furthermore, Sandeep benefits from tax savings under Section 80C of the Income Tax Act, making this plan affordable and advantageous for him. He also has the option to take a loan against the policy in case of unforeseen financial needs.
How to Apply for LIC Jeevan Anand in Hyderabad, Telangana, and Andhra Pradesh:
To start your journey with LIC Jeevan Anand (Plan 815) and secure your family’s future, contact Diwakar Cherukuwada for expert advice. I am here to guide you through the process and ensure that you choose the best policy for your needs.
Contact Details:
Email: support@theinsuranceagency.in
Phone: +91 9052300600
WhatsApp: Chat with Diwakar Cherukuwada on WhatsApp
Secure your future today with LIC Jeevan Anand – the ideal life insurance policy for residents of Hyderabad, Telangana, and Andhra Pradesh.
LIC Plan 817 - Single Premium Endowment Plan | Benefits & Features
LIC’s Single Premium Endowment Plan (Plan 817)
Plan Type: Endowment (One-Time Premium)
Launch Year: Active as of 2025
Overview
LIC’s Single Premium Endowment Plan is a non-linked, with-profits savings-cum-protection plan where you pay a single premium at the beginning of the policy. It provides financial protection against death during the policy term and a lump sum amount on maturity for the surviving policyholder.
Key Features
- One-time premium payment
- Maturity Benefit + Bonuses
- Risk cover throughout the policy term
- Loan facility available
Eligibility
- Entry Age: 90 days to 65 years
- Policy Term: 10 to 25 years
- Minimum Sum Assured: ₹50,000
- Maximum Sum Assured: No limit (multiples of ₹5,000)
Benefits
1. Death Benefit
If death occurs during the policy term (before maturity), Sum Assured + Bonuses are paid.
2. Maturity Benefit
On survival till the end of policy term, Sum Assured + vested bonuses are paid.
💡 Example
Let’s say Ramesh, aged 35, buys this policy with a Sum Assured of ₹1,00,000 for a term of 15 years. He pays a one-time premium of approx ₹75,000 (subject to actual quote). On survival after 15 years, he may get ₹1,00,000 + Bonus (say ₹60,000) = ₹1,60,000 (non-guaranteed). In case of death during the term, the nominee gets the full Sum Assured + Bonus.
Tax Benefits
Premiums paid are eligible for tax deduction under Section 80C and Maturity Amount is exempt under Section 10(10D), subject to conditions.
Who Should Consider This Plan?
- People with a lump sum amount looking for long-term secure investment
- Those who prefer one-time payment instead of yearly premiums
- Ideal for gifts to children or legacy planning
Contact for More Details
📞 Diwakar Cherukuwada
Authorized LIC Insurance Agent
KPHB Colony, Hyderabad
📱 9052300600 | 📧 support@theinsuranceagency.in
💬 Chat on WhatsApp
Related Plans
Serving customers across Hyderabad, Telangana & Andhra Pradesh.
LIC Insurance Plans in Telangana & Andhra Pradesh – Latest 2025 List
LIC Insurance Plans in Telangana & Andhra Pradesh – Latest 2025 List
Looking for LIC plans in Telangana or Andhra Pradesh? You're in the right place! Diwakar Cherukuwada, an authorized LIC agent based in KPHB, Hyderabad, offers expert advice on the best LIC life insurance plans suited for families, professionals, business owners, and rural clients across both Telugu states.
Explore the complete list of LIC Insurance Plans available as of January 2025. Categorized for your easy understanding.
1. Endowment Plans
- LIC’s Single Premium Endowment Plan (Plan No. 817)
- LIC’s New Endowment Plan (Plan No. 814)
- LIC’s New Jeevan Anand (Plan No. 815)
- LIC’s Jeevan Lakshya (Plan No. 833)
- LIC’s Jeevan Labh (Plan No. 836)
- LIC’s Amritbaal (Plan No. 874)
- LIC’s Bima Jyoti (Plan No. 860)
- LIC’s Jeevan Azad (Plan No. 868)
2. Whole Life Plans
- LIC’s Jeevan Umang (Plan No. 845)
- LIC’s Jeevan Utsav (Plan No. 871)
3. Money Back Plans
- LIC’s Bima Shree (Plan No. 848)
- LIC’s New Money Back Plan – 20 Years (Plan No. 820)
- LIC’s New Money Back Plan – 25 Years (Plan No. 821)
- LIC’s New Children’s Money Back Plan (Plan No. 832)
- LIC’s Jeevan Tarun (Plan No. 834)
- LIC’s Bima Ratna (Plan No. 864)
4. Term Assurance Plans
- LIC’s Digi Term (Plan No. 876)
- LIC’s Digi Credit Life (Plan No. 878)
- LIC’s Yuva Credit Life (Plan No. 877)
- LIC’s Yuva Term (Plan No. 875)
- LIC’s New Tech-Term (Plan No. 954)
- LIC’s New Jeevan Amar (Plan No. 955)
- LIC’s Saral Jeevan Bima (Plan No. 859)
5. Pension & Annuity Plans
- LIC’s New Pension Plus
- LIC’s New Jeevan Shanti
6. ULIP Plans (Insurance + Investment)
- LIC’s Index Plus
- LIC’s Nivesh Plus
- LIC’s SIIP (Systematic Investment Insurance Plan)
7. Child Plans
- LIC’s Amritbaal (Plan No. 874)
- LIC’s Jeevan Tarun (Plan No. 834)
- LIC’s New Children’s Money Back Plan (Plan No. 832)
8. Riders (Optional Add-Ons)
- Accidental Benefit Rider
- Accidental Death & Disability Benefit Rider
- Premium Waiver Benefit Rider
- New Term Assurance Rider
- Linked Accidental Death Benefit Rider
Total: 36 items
Serving Clients in: Hyderabad, Secunderabad, Warangal, Karimnagar, Khammam, Nalgonda, Guntur, Vijayawada, Kakinada, Rajahmundry, Bhimavaram, Eluru, Tirupati & all areas of Telangana and Andhra Pradesh.
Need help choosing the right plan?
📞 Call Diwakar Cherukuwada – 9052300600
📧 Email: support@theinsuranceagency.in
💬 Chat on WhatsApp
Need more information on LIC insurance? Visit our website.
The Insurance Agency | Best Life & General Insurance in Telangana,Andhra Pradesh, India
Protect What Matters Most – Get the Right Insurance for Your Future
Licensed Agent for LIC Life Insurance & ICICI Lombard General Insurance – Serving Telangana and Andhra Pradesh
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Key Services: A clear and concise list of services you provide.
Life Insurance (LIC) – Tailored coverage for families.
General Insurance (ICICI Lombard) – Health, vehicle, travel, and more.
Business & MSME Insurance – Protect your business with comprehensive policies.
Specialized Insurance – School bus and jewelry insurance.
Why Choose Us: A list of reasons why visitors should trust you.
Expert guidance for the best insurance solutions.
Hassle-free claims assistance and support.
Trusted by businesses and professionals across Telangana.
Contact Cherukuwada Diwakar – Insurance Advisor in Hyderabad
CHERUKUWADA DIWAKAR
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About Us – The Insurance Agency
About Us – The Insurance Agency
Your Trusted Insurance Partner in Telangana, India
Click to chat with us on Whatsapp
Welcome to The Insurance Agency, your one-stop destination for comprehensive life and general insurance solutions. With expertise as an LIC Life Insurance Agent and an ICICI Lombard General Insurance Agent, we help individuals and businesses secure their financial future with the right policies.
Our Services
🔹 Life Insurance (LIC) – Secure your family’s future with customized life insurance plans.
🔹 General Insurance (ICICI Lombard) – Get coverage for health, vehicle, travel, and more.
🔹 Business & MSME Insurance – Protection for shops, industries, and establishments.
🔹 Jewelry & School Bus Insurance – Specialized coverage for niche markets.
Why Choose Us?
✅ Expert guidance on the best insurance policies for your needs.
✅ Hassle-free claim assistance.
✅ Trusted by businesses and professionals across Telangana.
✅ Active on WhatsApp, Facebook, Instagram, and LinkedIn to assist you anytime.
Get in Touch
📞 Call/WhatsApp: 9052300600
📧 Email: support@theinsuranceagency.in
🌐 Website: theinsuranceagency.in
Secure your future today! Contact us for a free consultation.